TERMS & CONDITIONS / USER AGREEMENT

MSME DEVELOPMENT INSTITUTE (Registered Trust)

WELCOME TO MSME DEVELOPMENT INSTITUTE

This website, www.mymsme.org  is owned and operated by MSME Development Institute, a Trust registered under the Indian Trusts Act, 1882.

By accessing, browsing, or using this website and the information, resources, services, programmes, products, or tools provided herein, you acknowledge that you have read, understood, and agreed to be legally bound by the following Terms & Conditions (“User Agreement”), together with our Privacy Policy, which forms an integral part of this Agreement.

In the event of any inconsistency between these Terms and any other policy, the provisions of these Terms shall prevail.

MSME Development Institute reserves the right to modify this User Agreement at any time without prior notice. Continued use of the website after such changes shall constitute acceptance of the revised Terms.


1. RESPONSIBLE USE AND CONDUCT

To access certain resources, you may be required to provide personal or business information, including identification, contact details, and registration data. You agree that all information provided shall be true, accurate, current, and complete.

You are solely responsible for maintaining the confidentiality of your login credentials and for all activities carried out under your account.

You agree not to:

  • Access or attempt to access any resource through automated, unethical, or unauthorised means

  • Disrupt or interfere with the website, servers, or networks

  • Copy, reproduce, sell, trade, or resell any resources or content

  • Engage in unauthorised, unlawful, or abusive activities

Any violation may result in civil or criminal liability.


2. USER-GENERATED CONTENT & COMMUNICATION TOOLS

The website may offer blogs, forums, chat features, reviews, or other communication tools. MSME Development Institute does not actively pre-monitor such content.

By using these tools, you agree not to upload or distribute content that is:

  • Illegal, abusive, defamatory, threatening, misleading, or offensive

  • Infringing intellectual property rights

  • Promotional, unsolicited, or impersonating others

MSME Development Institute reserves the absolute right to remove any content at its discretion without notice.

Content posted via open communication tools (excluding registration data) becomes the property of www.mymsme.org  granting MSME Development Institute a perpetual, worldwide, royalty-free licence to use such content.


3. INFORMATION DISCLAIMER

MSME Development Institute makes reasonable efforts to ensure accuracy; however, all information on this website is provided on an “as is” and “as available” basis, without warranties of completeness, accuracy, or timeliness.

Information provided does not constitute legal, financial, tax, accounting, or professional advice. Users are advised to seek independent professional consultation.

Decisions taken based on website content are made at the user’s sole risk and responsibility.


4. LIMITATION OF WARRANTIES

All services, content, and resources are provided without warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.


5. LIMITATION OF LIABILITY

To the maximum extent permitted by law:

  • MSME Development Institute shall not be liable for any direct, indirect, incidental, consequential, or exemplary damages

  • Any claim, if maintainable, shall be limited to the amount paid by the user for the relevant service


6. INTELLECTUAL PROPERTY

All website content including text, graphics, logos, code, images, and materials are the intellectual property of MSME Development Institute and protected under applicable laws. Unauthorised use is strictly prohibited.


7. TERMINATION OF USE

MSME Development Institute may suspend or terminate access to the website or services at its sole discretion, with or without notice, including in cases of breach, misuse, or suspected unlawful activity.


8. PRIVACY

User data is governed by our Privacy Policy, which explains how information is collected, stored, processed, and protected.


9. GOVERNING LAW & JURISDICTION

This website is governed by the laws of India.
All disputes shall be subject to the exclusive jurisdiction of courts in Kolkata, West Bengal.


REFUND & CANCELLATION POLICY

Non-Refundable Fees

All one-time subscriptions, training fees, and programme charges are non-refundable once paid.

No Cancellation / No Transfer

  • No cancellations permitted after payment

  • No transfers between courses or programmes

No Refund Will Be Granted If:

  • Training has commenced or been partially completed

  • Participant fails to attend or drops out

  • Loan or grant applications are rejected

  • Training materials or digital access has been provided

Refunds May Be Considered Only For:

  • Duplicate payments

  • Technical payment errors

  • Cancellation before training begins (subject to 25% administrative deduction)

Refund requests must be emailed to info@mymsme.org and may take up to 30 business days if approved.


10. DISCLAIMER OF GUARANTEE

Participation in any programme does not guarantee loan approval, subsidy, grant, business success, or employment.

All approvals are decided by third-party institutions based on their own criteria.


BOARD RESOLUTION (SUMMARY FORMAT)

RESOLUTION FOR ISEGP IMPLEMENTATION & SUBSCRIPTION FRAMEWORK

The Board of Trustees hereby approves:

  • Implementation of the Independent Self Employment Generation Programme (ISEGP)

  • Adoption of subscription-based promoter contribution model

  • Confirmation that payments are non-refundable, non-deductible, and not financial aid

Participation is subject to eligibility, administrative verification, and seat availability.


ORGANISATIONAL DETAILS

MSME DEVELOPMENT INSTITUTE
Registered under Indian Trusts Act, 1882
Registration No: IV-190200213/2023

Address:
4A, 9th Floor, Abanindra Nath Tagore Sarani,
Kolkata – 700016, West Bengal

Email: info@mymsme.org
Website: www.mymsme.org

PAYMENT ACKNOWLEDGEMENT & BOARD VALIDITY CLAUSE

By proceeding with the payment, the entrepreneur/applicant expressly acknowledges and confirms that they have read, fully understood, and voluntarily agreed to be legally bound by all the Terms and Conditions, policies, disclaimers, and undertakings stated above, including those published on the official website of MSME Development Institute.

This resolution, along with the applicable Terms and Conditions, shall remain valid, effective, and binding unless and until amended, modified, or withdrawn by the Board of Trustees of MSME Development Institute by way of a written resolution.

The communication address, contact details, and electronic channels displayed on the website and used for Independent Self Employment Generation Programme (ISEGP) or related programme communications shall be deemed to be the official and authorised modes of communication for all operational, administrative, and programme-related purposes of the Trust.

-Issued and administered by the MSME Development Institute Admin Team 

TERMS & CONDITIONS / USER AGREEMENT

MSME DEVELOPMENT INSTITUTE (Registered Trust)

WELCOME TO MSME DEVELOPMENT INSTITUTE

This website, www.mymsme.org  is owned and operated by MSME Development Institute, a Trust registered under the Indian Trusts Act, 1882.

By accessing, browsing, or using this website and the information, resources, services, programmes, products, or tools provided herein, you acknowledge that you have read, understood, and agreed to be legally bound by the following Terms & Conditions (“User Agreement”), together with our Privacy Policy, which forms an integral part of this Agreement.

In the event of any inconsistency between these Terms and any other policy, the provisions of these Terms shall prevail.

MSME Development Institute reserves the right to modify this User Agreement at any time without prior notice. Continued use of the website after such changes shall constitute acceptance of the revised Terms.


1. RESPONSIBLE USE AND CONDUCT

To access certain resources, you may be required to provide personal or business information, including identification, contact details, and registration data. You agree that all information provided shall be true, accurate, current, and complete.

You are solely responsible for maintaining the confidentiality of your login credentials and for all activities carried out under your account.

You agree not to:

  • Access or attempt to access any resource through automated, unethical, or unauthorised means

  • Disrupt or interfere with the website, servers, or networks

  • Copy, reproduce, sell, trade, or resell any resources or content

  • Engage in unauthorised, unlawful, or abusive activities

Any violation may result in civil or criminal liability.


2. USER-GENERATED CONTENT & COMMUNICATION TOOLS

The website may offer blogs, forums, chat features, reviews, or other communication tools. MSME Development Institute does not actively pre-monitor such content.

By using these tools, you agree not to upload or distribute content that is:

  • Illegal, abusive, defamatory, threatening, misleading, or offensive

  • Infringing intellectual property rights

  • Promotional, unsolicited, or impersonating others

MSME Development Institute reserves the absolute right to remove any content at its discretion without notice.

Content posted via open communication tools (excluding registration data) becomes the property of www.mymsme.org  granting MSME Development Institute a perpetual, worldwide, royalty-free licence to use such content.


3. INFORMATION DISCLAIMER

MSME Development Institute makes reasonable efforts to ensure accuracy; however, all information on this website is provided on an “as is” and “as available” basis, without warranties of completeness, accuracy, or timeliness.

Information provided does not constitute legal, financial, tax, accounting, or professional advice. Users are advised to seek independent professional consultation.

Decisions taken based on website content are made at the user’s sole risk and responsibility.


4. LIMITATION OF WARRANTIES

All services, content, and resources are provided without warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.


5. LIMITATION OF LIABILITY

To the maximum extent permitted by law:

  • MSME Development Institute shall not be liable for any direct, indirect, incidental, consequential, or exemplary damages

  • Any claim, if maintainable, shall be limited to the amount paid by the user for the relevant service


6. INTELLECTUAL PROPERTY

All website content including text, graphics, logos, code, images, and materials are the intellectual property of MSME Development Institute and protected under applicable laws. Unauthorised use is strictly prohibited.


7. TERMINATION OF USE

MSME Development Institute may suspend or terminate access to the website or services at its sole discretion, with or without notice, including in cases of breach, misuse, or suspected unlawful activity.


8. PRIVACY

User data is governed by our Privacy Policy, which explains how information is collected, stored, processed, and protected.


9. GOVERNING LAW & JURISDICTION

This website is governed by the laws of India.
All disputes shall be subject to the exclusive jurisdiction of courts in Kolkata, West Bengal.


REFUND & CANCELLATION POLICY

Non-Refundable Fees

All one-time subscriptions, training fees, and programme charges are non-refundable once paid.

No Cancellation / No Transfer

  • No cancellations permitted after payment

  • No transfers between courses or programmes

No Refund Will Be Granted If:

  • Training has commenced or been partially completed

  • Participant fails to attend or drops out

  • Loan or grant applications are rejected

  • Training materials or digital access has been provided

Refunds May Be Considered Only For:

  • Duplicate payments

  • Technical payment errors

  • Cancellation before training begins (subject to 25% administrative deduction)

Refund requests must be emailed to info@mymsme.org and may take up to 30 business days if approved.


10. DISCLAIMER OF GUARANTEE

Participation in any programme does not guarantee loan approval, subsidy, grant, business success, or employment.

All approvals are decided by third-party institutions based on their own criteria.


BOARD RESOLUTION (SUMMARY FORMAT)

RESOLUTION FOR ISEGP IMPLEMENTATION & SUBSCRIPTION FRAMEWORK

The Board of Trustees hereby approves:

  • Implementation of the Independent Self Employment Generation Programme (ISEGP)

  • Adoption of subscription-based promoter contribution model

  • Confirmation that payments are non-refundable, non-deductible, and not financial aid

Participation is subject to eligibility, administrative verification, and seat availability.


ORGANISATIONAL DETAILS

MSME DEVELOPMENT INSTITUTE
Registered under Indian Trusts Act, 1882
Registration No: IV-190200213/2023

Address:
4A, 9th Floor, Abanindra Nath Tagore Sarani,
Kolkata – 700016, West Bengal

Email: info@mymsme.org
Website: www.mymsme.org

PAYMENT ACKNOWLEDGEMENT & BOARD VALIDITY CLAUSE

By proceeding with the payment, the entrepreneur/applicant expressly acknowledges and confirms that they have read, fully understood, and voluntarily agreed to be legally bound by all the Terms and Conditions, policies, disclaimers, and undertakings stated above, including those published on the official website of MSME Development Institute.

This resolution, along with the applicable Terms and Conditions, shall remain valid, effective, and binding unless and until amended, modified, or withdrawn by the Board of Trustees of MSME Development Institute by way of a written resolution.

The communication address, contact details, and electronic channels displayed on the website and used for Independent Self Employment Generation Programme (ISEGP) or related programme communications shall be deemed to be the official and authorised modes of communication for all operational, administrative, and programme-related purposes of the Trust.

-Issued and administered by the MSME Development Institute Admin Team

 

Terms and Conditions for Independent Self Employment Generation Programme

Link- https://docs.google.com/document/d/1Q6fkiUkZB7mhctMVhkrz-KxNFhVCcAlaUOAgxITDo2o/edit?usp=sharing